Disability

Ordinary Disability

Amount

Ordinary disability provides a benefit payment equal to 50% of salary at the date of actual disability for eligible participants.
The salary used to compute the disability benefit is the participant’s straight time salary and excludes overtime pay.

Calculating Your Start Date

Ordinary disability benefits are not paid for the first 30 days of disability. The benefit payment period for an approved application begins after the first 30 days of disability, provided you are in a “no pay” status with your employer. If you remain in a “pay” status beyond the first 30 days, the disability benefit period will begin on the first date following the last date salary is paid.

Example 1)
Participant’s last day physically at work is July 15, 2013 but he remains in receipt of pay through August 2, 2013.
The Fund begins paying the ordinary disability benefit for the period beginning August 15, 2013
(31st day after July 15, 2013).

Example 2)
Participant’s last day physically at work is July 15, 2013 but he remains in receipt of pay through August 31, 2013.
The Fund begins paying the ordinary disability benefit for the period beginning September 1, 2013 (day after last day salary is paid). Maximum Benefit Time Period Eligible participants are entitled to receive ordinary disability benefits for a period equal to one quarter (¼) of the length of their Fund service credit, not to exceed a period of 5 years.

Application Timing

An application must be made while the disability exists unless the Board finds reasonable cause for delay in filing. Once you submit your application, you are allowed 90 days to submit all necessary supporting documentation for your application. If documentation is not received within the requested 90 days, an additional 30 days extension may be granted. Failure to
complete an application in a timely fashion may result in the denial of the benefit application.

Application for ordinary disability benefits requires certification, under oath, that injury/illness was/is not related to a duty injury. Participants are advised that filing a false statement on an application for ordinary disability benefits may be reported to the State’s Attorney in accordance with Public Act 97-0651.

Ordinary disability benefits cannot be paid retroactively for any period of time more than one year prior to the date of application with the Fund.

Duty Disability

Amount

Duty disability provides a benefit payment for eligible participants equal to 75% of salary on date of injury or 50% if the
disability resulted from any physical defect or disease that existed at the time injury was sustained. If the disability benefits
continue for more than 5 years, on January 1 of the sixth year, such benefit will be increased by 10%.

Duty disability benefit payments are subject to an offset/reduction by any payment or settlement received from the City of
Chicago or the Chicago Board of Education under the Workers’ Compensation Act or the Workers’ Occupational Disease Act.

It is the responsibility of the participant to notify the Fund of any payment or settlement received based on his or her injury. A
complete copy of the award or settlement must be provided to the Fund. Failure to do so can lead to the reduction of award
or benefits and the collection of any prior benefits improperly received.

Maximum Benefit Time Period

For disability beginning before age 60, a benefit is payable until the participant attains age 65. If disability commences after
age 60, the benefit is payable during the disability for a period not to exceed 5 years. Disability payments shall cease when a
participant is found to no longer be disabled.

Workers’ Compensation

Before any action can be taken by the Fund on an application for duty disability, a participant must file a timely claim for Workers’ Compensation with their employer. An applicant must begin to receive payment for the claim or the claim must
otherwise be finally adjudicated before the Fund can either approve or deny the application for duty disability

The participant is required to maintain a complete application with the Fund while awaiting a decision on their Workers’
Compensation claim. A participant is not allowed to apply for ordinary disability for the same injury or illness that is the basis of the participant’s duty application.

5 (40 ILCS 5/8-163) (from Ch. 108 1/2, par. 8-163) Sec. 8-163. When disability benefit not payable.

(a) If an employee receiving duty or ordinary disability benefit refuses to submit to examination by a physician appointed by
the board, or fails or refuses to consent to and sign an authorization allowing the board to receive copies of or examine the
employee’s medical and hospital records, or fails or refuses to provide complete information regarding any other
employment for compensation he has received since he has become disabled, he shall have no further right to receive the
benefit.
The Fund begins paying the ordinary disability benefit for the period beginning August 15, 2013
(31st day after July 15, 2013).

Application Timing

Once you submit your application, you are afforded 90 days to submit all necessary supporting documentation for your
application. If documentation is not received within the requested 90 days, an additional 30 days extension may be granted.
Failure to complete an application in a timely fashion may result in the denial of the benefit application.

Duty disability benefits cannot be paid retroactively for any period of time more than one year prior to the date of application
with the Fund.

Child Benefit

A participant that is in receipt of a duty disability benefit is also entitled to receive an amount of $10 per month on account of
each unmarried child less than the age of 18, provided that the child’s disability benefit does not exceed 15% of such
participant’s salary at the date of injury. The total duty disability benefit and child’s duty disability benefit combined may not
exceed 90% of the of the member’s salary at the time.

Exceptions

In accordance with 40 ILCS 5/8-161.1(a), Disablement because of commonly termed heart attacks or strokes or any
disablement falling within the broad field of coronary involvement or heart disease, shall not be the result of an accidental
injury incurred in the performance of duty.

Administrative Procedures

Universal Procedures:

1. Application must be made while the participant is an active employee and Fund member
2. Any submitted documentation without an actual application on file with the Fund, will be held for 90 days. If an application is not submitted during this time, no action will be taken on the matter. The Fund will maintain a copy and return the original miscellaneous documentation to the participant.
3. A warrant is required to be completed by the participant each month to receive the disability payment. Disability checks are mailed to the participant 5 mailing days before the end of the month, provided the participant has returned their warrant stating that they are still disabled, have not returned to work, and have not resigned or been terminated from employment.
4. If the Fund has not received a disability check warrant, phone call, or correspondence from the participant within 3 months of holding their check(s), the disability check(s) will be cancelled. When the employee contacts the Fund and any necessary paperwork is received, the disability payments will be reinstated if the participant remains eligible
5. If a participant receiving duty or ordinary disability receives a retroactive pay increase that changes the salary that the disability benefit was based on, the disability benefit will be adjusted and a retroactive disability payment paid.

Ordinary Disability Procedures (Only):

1. If a participant will be off work due to an illness, the participant must be on a current medical leave of absence (LOA) and must be treated by his or her attending physician for said illness. This leave of absence must be kept up to date (extended with the employer when needed) and approved copies must be submitted to the Fund.
2. All complete ordinary disability applications will be processed by the Fund and held pending a final decision by the Retirement Board. The participant is required to maintain his or her leave of absence with their employer as well as a completed application with the Fund. Failure to maintain a completed application with the Fund will result in a
   recommendation to the Board for denial of benefit.
3. If a participant who is receiving ordinary disability benefits returns to work after being released to return to work by the attending physician and within one month of returning to work becomes disabled due to a re-occurrence of the illness/injury, the participant would be re-instated to ordinary disability without being subject to another 30 day
   unpaid waiting period.

Ordinary Disability Procedures (Only):

1. If an injury or illness occurred while in the performance of an act of duty, a participant must first file an accident report with his employer and apply for Workers’ Compensation benefits through his employer and then submit an application for duty disability benefits with the Fund.
2. The participant must be on a duty leave of absence with his employer to be eligible for duty disability.
3. All duty related applications will be held pending a final decision from Worker’s Compensation. The participant is required to maintain a complete application with the Fund while awaiting a decision on their Workers’ Compensation claim. Failure to maintain an application with the Fund will result in a recommendation to the Board
   for a denial of benefit.
4. A participant receiving duty disability benefits from the Fund must inform the Fund in a timely manner that he has eligible minor children under the age of 18. The $10.00 per month child benefit will not be paid for any period prior to one year from the date the participant provides the child’s birth certificate to the Fund. The participant’s name
   must be listed as the child’s parent on the child’s birth certificate.
5. A participant claiming duty disability benefits may not apply for ordinary disability benefits for the same injury or illness.
6. A participant must apply for duty disability benefits in order to receive pension credit.

Duty Disability Procedures (Only):

1. If an injury or illness occurred while in the performance of an act of duty, a participant must first file an accident report with his employer and apply for Workers’ Compensation benefits through his employer and then submit an application for duty disability benefits with the Fund.
2. The participant must be on a duty leave of absence with his employer to be eligible for duty disability.
3. All duty related applications will be held pending a final decision from Worker’s Compensation. The participant is required to maintain a complete application with the Fund while awaiting a decision on their Workers’ Compensation claim. Failure to maintain an application with the Fund will result in a recommendation to the Board for a denial
   of benefit.
4. A participant receiving duty disability benefits from the Fund must inform the Fund in a timely manner that he has eligible minor children under the age of 18. The $10.00 per month child benefit will not be paid for any period prior to one year from the date the participant provides the child’s birth certificate to the Fund. The participant’s name must be listed as the child’s parent on the child’s birth certificate.
5. A participant claiming duty disability benefits may not apply for ordinary disability benefits for the same injury or illness.
6. A participant must apply for duty disability benefits in order to receive pension credit.